Wichai Kiatdamkerng
Bangkok,Thailand
Summary
Seasoned finance executive with a proven track record at Krungthai Bank, adept in financial analysis and modeling, and leading teams to exceed targets. Expert in enhancing retail lending processes and P&L management, demonstrating exceptional organization and leadership skills. Achieved significant operational efficiencies and market growth through strategic innovations and stakeholder collaboration.
Overview
21
21
years of professional experience
1
1
Certification
Work History
Head of S&D and Acting Head of SSME
Krungthai Bank
06.2024 - Current
- Coordinate with related stakeholders to develop retail lending processes to ensure efficient operations
- Provide business requirements for product-related system development, including UAT as per plan and incident monitoring after go-live
- · Full response for financial terms such as performance analysis, budget preparation by coordinating with the finance team, monthly forecasting, pricing approval, and OPEX control
- Be the central point for regulatory matters, such as market conduct and responsible lending, and communicate with the products team to ensure all regulations comply with the criteria
- Manage the P&L of SSME to achieve O/S balance and profit compared to the plan
- Analyze SSME market trends and find new opportunities as well as improve product programs to support customer needs
- Develop SSME sales tools and provide training to the SSME sales team as well as monitor their efficiency
Head of Product Development : Mortgage Loan
TMB Thanachart Bank
07.2023 - 06.2024
- Process improvement by coordinating with the value chain and finding ways to reduce end-to-end SLAs.
- Initiate new channels, and leverage digital to improve portfolio indicators.
- P&L management by analyzing, monitoring, and improving compared to targets such as port yield, outflow, credit cost, and OPEX.
Head of Portfolio Management : Unsecured Lending
TMB Thanachart Bank
02.2017 - 07.2023
- Analyze, monitor, and improve product indicators such as inactive customers, attrition, low spending, etc.
- P&L management by analyzing, monitoring, and improving compared to targets such as port yield, outflow, credit cost, and OPEX.
- Analyze trends to identify new channels and segments to implement, particularly digital trends and new technology.
Strategic Financial Management : VP Unsecured Lend
CITI Bank
03.2016 - 02.2017
- P&L management by analyzing, monitoring, and improving compared to targets such as port yield, outflow, credit cost, and OPEX.
- Lead annual budget preparation to ensure alignment with the bank's strategic direction.
- Validate marketing campaigns initiated by the marketing team and post-analysis compared with the target.
Performance Management : VP Card Business
Siam Commercial Bank (SCB)
04.2015 - 03.2016
- Establish and prepare monthly performance reports and presentations for product team members.
- Responsible for financial planning and analysis and budget tracking, identifying areas of risk and opportunities, and coordinating with related parties for action plans.
Deposit Portfolio Management : VP
Thanachart Bank
09.2011 - 04.2015
- Work closely with Treasury to ensure retail deposit strategies and targets effectively support the bank’s liquidity funding strategy, complying with regulatory requirements at the optimal cost of deposit for the bank.
- Launch deposit products aligned with bank Segment direction with a proper cost of deposit.
- Collaborate directly with distribution channel owners to determine the necessary pricing deviation guidelines, internal communication, training programs, promotional tactics and materials, selling techniques, and operating procedures to accomplish business and customer targets.
Financial Planning and Analysis : FAVP
Ayuthaya Capital Services
01.2010 - 09.2011
- Prepare monthly performance reports and presentations for product team members and CFO.
- Validate marketing campaigns and ensure sales promotion costs are in line with the target and effectiveness.
- Develop financial models and take the lead in initiating financial feasibility to support product strategic moves such as forming new businesses and strategic alliances.
Regional Business Controller
Carrefour Hypermarket
12.2003 - 01.2010
- Analysis of the business performance of the total region in Thailand and each store to maximize opportunities.
- Closely monitor overall spending, A&P, OPEX, and CAPEX
- Monitor inventory and accounts receivable and minimize long-term aging.
- Review business performance by comparing actual, budget, and forecast.
Education
Master of Science - Information Technology Management
Mahidol University
Thailand05-2023
Master of Science - Accounting
Thammasat University
Thailand05-2002
BBA - Accounting And Finance
Burapha University
Thailand05-1998
Skills
- Organization and time management
- Financial Analysis and Modeling
- MS Office
- Analytical
- Supervision and leadership
- Teamwork and collaboration
Certification
- Comptia Cloud Essentials+ Certificate
- Data Analyst Level 3 from TPQI Certificate
Timeline
Head of S&D and Acting Head of SSME
Krungthai Bank
06.2024 - Current
Head of Product Development : Mortgage Loan
TMB Thanachart Bank
07.2023 - 06.2024
Head of Portfolio Management : Unsecured Lending
TMB Thanachart Bank
02.2017 - 07.2023
Strategic Financial Management : VP Unsecured Lend
CITI Bank
03.2016 - 02.2017
Performance Management : VP Card Business
Siam Commercial Bank (SCB)
04.2015 - 03.2016
Deposit Portfolio Management : VP
Thanachart Bank
09.2011 - 04.2015
Financial Planning and Analysis : FAVP
Ayuthaya Capital Services
01.2010 - 09.2011
Regional Business Controller
Carrefour Hypermarket
12.2003 - 01.2010
Master of Science - Information Technology Management
Mahidol University
Master of Science - Accounting
Thammasat University
BBA - Accounting And Finance
Burapha University
Similar Profiles
Panita SriyabhandPanita Sriyabhand
FVP - Marketing Strategist (Government Segment) at Krungthai BankFVP - Marketing Strategist (Government Segment) at Krungthai Bank
CHATSARUN WISETSORRAATCHATSARUN WISETSORRAAT
Team Leader at KTBGS Co., Ltd. (Krungthai Bank PCL.)Team Leader at KTBGS Co., Ltd. (Krungthai Bank PCL.)
Supakorn ThaiongSupakorn Thaiong
Java Developer at TMBThanachart Bank Public Company LimitedJava Developer at TMBThanachart Bank Public Company Limited