Summary

Overview

Work History

Education

Skills

Accomplishments

Timeline

SHREYA PRASAD

In-House Legal Counsel

Mumbai,Maharashtra

Summary

Dynamic in-house counsel with 6+ years of cross-functional legal experience in the BFSI and fintech sectors. Proven ability to independently lead complex regulatory, product and compliance initiatives. Extensive exposure to RBI interactions, data privacy frameworks, financial products with cross-border elements and strategic litigation. Handled the legal function for a high-growth fintech start-up (valued at $650M) single-handedly for 8+ months. Demonstrated success in high-stakes regulatory sandboxes, hackathons, and sensitive legal disputes.

Overview

years of professional experience

years of post-secondary education

Work History

Legal Counsel

Fi Money

01.2022 - 01.2025

Regulatory Engagements & Recognition
Led successful applications and execution for RBI Sandbox (Video KYC for NRIs) and RBI Harbinger (Mule Account Detection), which included regulatory presentations, product strategy and advisory, regulatory co-ordination, analyzing and solutioning cross-border considerations, end-to-end legal documentation, product roll out, monitoring performance and regulatory reporting.
Assisted in TPAP License application which included agreement vetting, brand compliance, audit alignment, and product review.
Strategic Legal Advisory
Guided product teams on launches including: US stock investment platform, digital loan against mutual funds, and 3 co-branded credit cards — handled entity structuring, partner negotiations, T&Cs and regulatory and cross-border compliance.
Structured Fi Money’s co-branding model in coordination with leadership and banking partners to ensure compliance.
Assisted in entity structuring for NBFC, product advisory and implementation after acquisition completion including co-lending arrangements. Provided legal support for all banking and lending offerings including compliance with regulatory guidelines.
Compliance & Governance
Built data segregation and privacy compliance framework from ground-up — developed policies, mapped data flows, and ensured business-wide adherence.
Successfully responded to regulatory and partner audits; ensured process hygiene across legal touchpoints.
Instituted branding and marketing compliance processes; led a team to clean 100+ non-compliant public assets.
Dispute Management
Managed a sensitive employment dispute (wrongful termination) and secured a favourable settlement.
Defended IP objections by a major global entity on trademark registration — led successful counter-litigation to withdrawal.
Negotiated high-stakes copyright infringement claim with a major entertainment company without damages.
Policy & Industry Participation
Drafted and presented representations to RBI and industry bodies on issues including V-CIP, neo-banking, and CBDC use cases.
Co-led industry engagements for fintech SRO formulation and digital financial service provider recognition.
Organised and moderated regulatory roundtable at Global Fintech Fest with RBI and international fintech leaders.

Senior Legal Manager

ICICI Bank

03.2021 - 01.2022

Led legal review for CBDC pilot launch and locker guideline overhaul. Analysed the proposed infrastructure and user journey, drafted user facing platform terms and conditions, identified potential risks and advised business groups on mitigants.
Advised and negotiated contracts on UPI, FASTag, DBT scheme implementation, and PPI.
Finalised the process to book lockers, open deposit accounts, update KYC details digitally which resulted in enhanced customer convenience and decongestion in the Bank’s processes. Contributed to IBA-referenced model locker agreement and IT Act amendments.
Drafted and finalized the agreements for co-lending under the extant RBI guidelines and negotiated and coordinated with external counsels for multiple co-lending transactions.

Deputy Legal Counsel

Tech Mahindra Ltd.

05.2019 - 03.2021

Implemented GDPR across group companies; led privacy and data policies.
Closed $15M tech deal in 10 days; negotiated $100M+ worth of contracts.
Assisted in entity structuring and launch of the group company's first platform for gigworkers.