PEERACHAI KHANONGSUWAN

1. Conducted end-to-end performance monitoring and financial planning for digital unsecured loans.

2. Initiated 5-year strategic target setting with a forecast of 20% CAGR.

3. Provided risk-return insights to Product, Risk, and Finance BUs to optimize pricing and segmentation.

4. Built forecasting models that supported investment decisions, predicting new volume and interest revenue.

5. Co-led digital loan product launches, leading the financial modeling and opportunity sizing.

Key Achievements:

1. Increased approval rate by 2% via improved segmentation.

2. Tripled new booking volume by optimizing underwriting policies for high-potential segments.

1. Forecasted new bookings and outstanding balances to align with target loan growth.

2. Tracked and analyzed RAROC against targets, identifying yield and cost drivers.

3. Benchmarked KBank's unsecured loans and asset quality vs peers and non-banks.

4. Built LDR tracking tools for real-time strategic adjustments.

5. Evaluated ECL and credit cost across banking and non-bank portfolios.

1. Assessed Thai banking system performance and emerging risks to support macroprudential supervision.

2. Reported financial system analysis to executive committees and cross-agency policy teams.

3. Delivered insight reports to guide financial sector development and maintain market confidence.