Montri Dumrongkul
192 Preecha Village Huamark Bangkapi
Overview
20
20
years of professional experience
Work History
Debt restructuring Senior officer
KRUNG THAI BANK PUBLIC COMPANY LIMITED
10.2019 - Current
- Handling a portfolio of Non Performing accounts with the objective to recall the loan back by maximizing recovery and minimizing loss to the bank
- Develop alternative solutions to resolve the problem
- Negotiate for the best terms and create quality credit applications submit to Credit Evaluation Department
- Handling a NPL accounts, as may be assigned
- Ensure the completeness of documents i.e
- Fire insurance, assets appraisal report and Banking Agreements
- Work closely with external lawyer to pursue/follow up the litigation case
- Follow up closely with the customer for the compliance with the debt restructuring terms and conditions.
Credit Analyst
BANK OF AYUDHYA PUBLIC COMPAYN LIMITED
11.2016 - 10.2019
- Efficiently apply credit policy for review, consider, recommend, approve and/or decline SME-M Product Program applications and on a timely basis
- Check and review the completeness of SME-M Product Program application/Support documents
- Verify SME-M Product Program application and ensure compliance with bank's policy
- Approve credit line under lending of authority, decline, reject case or recommend the case for approval.
Executive Lending and Structured Products Manager (Credit Analyst)
TMB BANK PUBLIC COMPANY LIMITED
03.2015 - 10.2016
- To be responsible for quality (data and execution), financial performance (income, cost, actual losses) of LSP files assigned
- To be responsible for the structuring, execution and monitoring of the transaction
- To manage the credit approval process and ensure the quality (data quality included) and timely review of the existing transaction
- To work together with the Relationship Manager and involve in negotiations with the client on LSP transactions.
Underwriter
SIAM COMMERCIAL BANK PUBLIC COMPANY LIMITED
10.2014 - 02.2015
- Analyze risks and rewards in each individual transaction, including the purpose of the credit, source of repayment, collateral, sensitivities, (financial) history, terms and conditions to determine the overall risk profile
- Proposes adjustments of the credit proposals by working with Business Units to identity credit risks relevant and mitigate risk to be accepted
- Assesses the risk exposure of each proposal and verifies the proposed rating, decides within delegated authority or provide opinions to higher approval levels on the rating
- Ensure application of One-Obligor Rule and consistent Borrower Risk Rating
- Perform Regular review with forward looking of each customer within the business to ensure that the risk covered by credit risk type are being property identified, assessed, monitored and controlled
- Develop credit quality of assigned business clients
- Contribute to further development of credit strategy, policies, manuals, procedures and conclusions for portfolio.
Underwriter
THANACHART BANK PUBLIC COMPANY LIMITED
12.2011 - 09.2014
- Senior Assistant Manager : Corporate Banking
- Manage loan portfolio which cover Food & Packaging, Commercial, Property Investment sector
- Work with Marketing Relationship Committee in structuring new credit requests to get potential customers to be presented for credit approval
- To prepare qualified credit presentation within the agreed period and present to authorized person (s) or Credit Committee for approval on the target date
- To coordinating with related back offices, e.g
- Lending Support, Legal, Lending Operation, etc
- To get all the required credit document to be delivered to the customers for signing and the credit line can be utilized by the requested date and within agreed period
- Monitor and follow up credit line utilization in the portfolio to set target, strategies and actions for each customer to increase credit utilization
- Maintaining and strengthening relationship with existing customers to acquire more new businesses
- Regularly monitor credit status and credit performance and to set up plans for credit deterioration of each customers to prevent non-performing loan
- Deal with internal / external regulators, e.g
- Exteranl Audit, Internal Audit, etc
- To accommodate their examination and clarify the problem issues and correct them
- Cross sell with our client e.g
- Payroll, Inward /Outward remittance, EDC, Deposits etc.
Relation Manager (Medium SME)
Kasikornbank Public Company Limited
04.2008 - 11.2011
- Contract with customer for lending Credit
- Maintaining existing customers according
- Prepare Credit Write Up for Underwriter
- Development and relationship management activities in order to enrich revenues generated to the Bank
- Maintain client satisfaction and retention
- Services of the Bank according to the Bank’s Code of Conducts and BOT of Operational Standards.
Senior Business Analyst
Business Online Public Company Limited
09.2006 - 03.2008
- Collect Data of Company in Thailand and Indochina Country
- Analyze finance statement and cash flow of each company (Financial Ratio, Credit Payment)
- Analyze business industry in Thailand
- Issuing report paper to customer and strategic partner
- Answer question and contact with customer and strategic partner by E-mail.
Marketing Officer
Tisco Security Company Limited
01.2004 - 08.2006
- Advise and plan for investment for key account investors
- Follow-up current stocks and global economic situations
- Distribute orders to investors.
Education
Bachelor of Law -
Sukhothai Thammathirat
Master of Business Administration - Finance
National Institute of Development Administration (NIDA)
Bachelor of Management Science (Finance) - Finance
Prince of Songkhla University
M. 6 (Math-Science) - undefined
Demostration of Ramkamhaeng University School
Skills
Able to work under pressure, ambitious, optimistic, active and willing to learn new things
undefinedReward
- Top KPI Star Award 2009 Medium SME : Performance (Kasikorn Bank Public Company Limited)
- Top KPI Star Award 2010 Medium SME : All Fee (Kasikorn Bank Public Company Limited)
- CBG Certificate 2013 (Thanachart Bank Public Company)
Military Service
Exempted from military service
Sports Hobbies
Tennis, Swimming, Jogging, Chess, Travelling, Camping, Photographing, Listening to pop, jazz, classical music
Personal Information
- Height: 165 cm
- Weight: 66 kg
- Health Status: Excellent
- Date of Birth: 08/28/80
- Nationality: Thai
- Driving License: Having car and driving license
- Marital Status: Marry
Language Skills
Good command of English
References
Available upon request.
Extracurricular Activities
Member of Speaking Club, Prince of Songkhla University Member of Shooting Club, Prince of Songkhla University Visit Lenovo (China) Co., Ltd. during studying in Master Degree OMEGA Performance Test (Kasikorn Bank Public Company Limited)
Timeline
Debt restructuring Senior officer
KRUNG THAI BANK PUBLIC COMPANY LIMITED
10.2019 - Current
Credit Analyst
BANK OF AYUDHYA PUBLIC COMPAYN LIMITED
11.2016 - 10.2019
Executive Lending and Structured Products Manager (Credit Analyst)
TMB BANK PUBLIC COMPANY LIMITED
03.2015 - 10.2016
Underwriter
SIAM COMMERCIAL BANK PUBLIC COMPANY LIMITED
10.2014 - 02.2015
Underwriter
THANACHART BANK PUBLIC COMPANY LIMITED
12.2011 - 09.2014
Relation Manager (Medium SME)
Kasikornbank Public Company Limited
04.2008 - 11.2011
Senior Business Analyst
Business Online Public Company Limited
09.2006 - 03.2008
Marketing Officer
Tisco Security Company Limited
01.2004 - 08.2006
Bachelor of Law -
Sukhothai Thammathirat
Master of Business Administration - Finance
National Institute of Development Administration (NIDA)
Bachelor of Management Science (Finance) - Finance
Prince of Songkhla University
M. 6 (Math-Science) - undefined
Demostration of Ramkamhaeng University School
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