Benjaporn Tirasirichai
Summary
More than 10 years of experience in analyzing business risks, financial risks and approving business loans for large customers, such as agricultural products businesses, sugar exporter, gold trader, textile, food production, and pharmaceutical businesses, based on the principle of reducing risks for the bank, while the bank and customers must be able to conduct business sustainably.
Overview
16
16
years of professional experience
6
6
years of post-secondary education
1
1
Certification
Work history
Credit Risk Officer
Siam Commercial Bank
, Bangkok
08.2013 - 02.2025
- Identify potential risks in business operations to find appropriate financial structures for customers while reducing risks for the bank.
- Collaborated with relevant teams to address all risk issues, provide input and offer recommendations to senior management / board committee for effective decision making.
- Closely monitor customers, especially those at risk of being unable to repay debts or close to becoming NPLs, in order to provide timely assistance, such as adjusting debt repayment terms and restructuring debts.
- Work with the legal team to ensure that contractual obligations do not create undue business risk, including working with the front office to identify appropriate guidelines for marketing additional loans.
- Continuously provide accounting knowledge training to effectively analyze financial statements and follow industry trends to effectively forecast business/financial matters.
Management Information Department Officer
Krung Thai Bank
, Bangkok
05.2009 - 07.2013
- Monitor interest rate trends to analyze the results of internal bank unit assessments.
- Prepare interest rate data (Fund Transfer Pricing) for monthly processing and check the appropriateness of the evaluation results (Economic Profit).
Education
Master of Business Administration - Finance
NIDA (Thailand)
Bangkok 11.2010 - 04.2013
Bachelor of Business Administration - Finance and Banking
Srinakarinwirot University
Bangkok 05.2005 - 03.2009
Skills
- Advanced financial statement analysis
- Risk assessments and mitigations
- Problem-solving abilities
- Regulatory Compliances
- Negotiation tactics
- Attention to detail
- Have knowledge on Derivatives product
Languages
English
Intermediate
Thai
Fluent
Certification
- Commercial loans to business (OMEGA performance corporation)
Accomplishments
- Krung Thai Bank Scholarship (Bachelor degree)
Timeline
Credit Risk Officer
Siam Commercial Bank
08.2013 - 02.2025
Master of Business Administration - Finance
NIDA (Thailand)
11.2010 - 04.2013
Management Information Department Officer
Krung Thai Bank
05.2009 - 07.2013
Bachelor of Business Administration - Finance and Banking
Srinakarinwirot University
05.2005 - 03.2009
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